FCM was established in 2002 by current President, Keith Canter. FCM specializes in the wholesale, correspondent, and retail mortgage fields. The company currently has retail branches in Murfreesboro, Shelbyville, Brentwood, Lebanon, and Atlanta.  FCM will continue to focus on small town lending and community banking as its core model for growth.

First Community Bank of Bedford County is the parent company of First Community Mortgage, Inc, headquartered in Shelbyville, TN. FCM has 150 employees and is headquartered in Murfreesboro, TN. Part of FCM’s mission is to serve as the "Lender of Choice" and "Employer of Choice" in its respective communities. 

Keith Canter, President, originally owned Cambridge Home Equities, LLC, which was then acquired by First Community Bank, creating the foundation for First Community Mortgage, Inc. The company began retail operations and then slowly ventured into the wholesale environment. Over those years, the company experienced calculated and modest growth. In the 2007-2009 period, FCM was in a prime position to capitalize on the market. With the hiring of Terry Jernigan and additional account executives, the company began steadily increasing its wholesale lending operations. Additionally, Phil Carlton, an industry veteran, was hired to oversee the operations. Carlton then added a slew of additional underwriters and industry experts to help grow operations and sales.

2009 and 2010 marked significant growth years for the retail division of FCM. Opening new offices in Brentwood, Lebanon, and Atlanta, retail volume more than tripled. A significant amount of correspondent accounts were also created, which offered more volume and the opportunity to gain quality accounts.